Noun

loans

  1. Plural form of loan.

Anagrams

  • Anagrams of alnos
  • salon
Category: English plurals

From Wiktionary under the GNU Free Documentation License.
Thu Jan 7 23:49:10 2010

A loan is a type of debt. Like all debt instruments, a loan entails the redistribution of financial assets over time, between the lender and the borrower.

In a loan, the borrower initially receives or borrows an amount of money, called the principal, from the lender, and is obligated to pay back or repay an equal amount of money to the lender at a later time. Typically, the money is paid back in regular installments, or partial repayments; in an annuity, each installment is the same amount. The loan is generally provided at a cost, referred to as interest on the debt, which provides an incentive for the lender to engage in the loan. In a legal loan, each of these obligations and restrictions is enforced by contract, which can also place the borrower under additional restrictions known as loan covenants. Although this article focuses on monetary loans, in practice any material object might be lent.

Acting as a provider of loans is one of the principal tasks for financial institutions. For other institutions, issuing of debt contracts such as bonds is a typical source of funding.

Types of loans

From Wikipedia under the GNU Free Documentation License
Tue Dec 15 14:29:45 2009

What Loan company will take over my federal student loans when the loans are in default?
Q. What Loan company will take over my federal student loans when the loans are in default so I can go back to school? My loans are government loans from Saillie Mae. I owe them under $5000. I heard about this company that will take over your school loans from them but I don't know the name of the company. I am at the point where I can't get a federal student loan until I pay this off.
Asked by Dat_1_Chiq - Tue Aug 26 09:58:19 2008 - - 2 Answers - 2 Comments

A. When your federal educational loans are in default, you have several options: You can repay the loan in full. You can negotiate a new payment plan with your lender. You can "rehabilitate" your loan. You can consolidate your loan. Obviously option one is rarely attractive or possible for defaulted borrowers. Option two (renegotiate) should be investigated fully - most borrowers skip this step, but it's probably the best option for most people. Call your lender and ask to speak to someone in the "Workout" Department. Explain your situation to them (there's nothing unusual about it) and ask what options are available to you for switching to a graduated, extended or income-sensitive repayment plan. If your lender will agree to change your… [cont.]
Answered by NotAnyoneYouKnow - Tue Aug 26 11:15:17 2008

What does it mean when my student loans have a zero balance due to a claim?
Q. My student loans are through NelNet and I received a letter from NelNet instructing me to stop making payments. The reason they give is that my student loan account has been paid by a claim and now has a zero balance. I have had student loans since 1995; but I also have filed bankruptcy. What does all this mean? What claim paid my loans off? Did I or someone else get sued for the money?
Asked by river85715 - Fri Apr 3 17:40:49 2009 - - 2 Answers - 0 Comments

A. That is a question they should be able to answer for you. Is it possible there was a class action suit? Or included in bankruptcy? Contact them and find out. n
Answered by n7ybn - Sat Apr 4 21:19:32 2009

Is it possible to transfer student loans to a different school?
Q. I've become rather upset at the school I am currently at. I am looking to change schools very soon if possible. Does anyone know if student loans to another school as long as the new school is accredited? Or do I have to reapply for loans?Can you even transfer to another school that isn't accredited but is the same course material? I love mistyping. That should have asked whether anyone knows whether the loans can be transfered.
Asked by Jeremiah - Fri May 23 15:16:41 2008 - - 3 Answers - 0 Comments

A. How embarrassing, but I've switched colleges three times. I have all kinds of different loans out there. Stafford,Sally Mae, pell, you name it. They don't care they just want your dam money. The government loves making money that way. Especially for dum asses like myself who keep switching or quitting. Sorry to be so blunt. Yes, you can tranfer anywhere. All it takes is communucation with loan people. Or not. I just applied at other schools and they tranferred me right over.
Answered by hillbilly - Fri May 23 15:30:08 2008

From Yahoo Answer Search: "loans"
Sat Jan 9 11:07:37 2010

Rabobank Sees 09 Net Profit Hit By Bad Loans, Lower Revenue - Wall Street Journal
news.google.com
Rabobank Sees 09 Net Profit Hit By Bad Loans , Lower Revenue

Wall Street Journal

... to be lower than the year before, hurt by loan losses and lower revenue, Chief Executive Officer Piet Moerland said in his New Year speech Tuesday. ...
Tower Bancorp to buy piece of merger partner First Chester County's loan portfolio - Philadelphia Business Journal
news.google.com
Tower Bancorp to buy piece of merger partner First Chester County's loan portfolio

Philadelphia Business Journal

The purchase of the loans occurred Dec. 30, two days after the deal between Harrisburg, Pa.-based Tower and West Chester, Pa.-based First Chester was ...



and more »
Virginia employees receive $1.37 million in short-term loans - Washington Examiner
news.google.com
Virginia employees receive $1.37 million in short-term loans

Washington Examiner

Virginia has given almost 2800 loans to state employees -- at a nearly 25 percent interest rate -- through a program the governor is touting as a model to ...

State of Virginia to Compete with Citigroup (NYSE: C), Wells Fargo (NYSE: WFC ... American Banking News



all 3 news articles »

From Google News Search: "loans"
Thu Jan 7 22:16:40 2010

loans holiday jpg
mortgagemiracles.com.au
loans holiday jpg
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title loans jpg
dbs.com.sg
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StudentLoans header jpg
rbfcu.org
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As an approved lender for the Student Loan Marketing Association known as Sallie Mae a national student loan servicing organization Randolph Brooks can offer you the money you need

From Yahoo Image Search: "loans"
Thu Jan 7 22:16:40 2010

Apply Online For Bad Credit Loans For Unemployed
articlesnatch.com
Apply Online For Bad Credit Loans For Unemployed

unknown

Sat, 09 Jan 2010 14:48:22 GM

Usually unemployed people are not supported by anybody. Ita s only because of their empty pockets and consequently even their friends leave them to face the situation alone. But, all these problems have come to an end; ...

Understanding 24 Hour Pay Day Loans | My First Mashup
myfirstmashup.com
Understanding 24 Hour Pay Day Loans | My First Mashup

Erica Stevens

Sat, 09 Jan 2010 08:08:40 GM

The bulk of the online pay-day . loans. offered by some . loan. firms nowadays let you get money within 24 hours. Usually, after the application is being licensed, the fund is wired straight into the customer's checking account, ...

Surviving Student Loans and College Debt | Goeshare
goeshare.com
Surviving Student Loans and College Debt | Goeshare

admin

Sat, 09 Jan 2010 10:33:38 GM

By carefully choosing student . loans. , grants, and scholarships as part of your entire college financial aid package, you can.

From Google Blog Search: "loans"
Sat Jan 9 11:55:06 2010