What loan companies will give you a loan for a motorcycle if your credit is really bad?
Q. I helped an ex get a motorcycle and now need him to repay me. He needs to take out a loan and repay me or buy the bike from me. His credit is horrible but there has to be places that will still give you a loan. Please help me with advice!
Asked by ali - Sat Oct 6 22:16:18 2007 - - 5 Answers - 1 Comments
A. All I can say is, if you own the motorcycle, take it back. If he does, tell him to get a title loan. He can make payments but depends on what he still owes you.
Answered by jsfnita - Sat Oct 6 23:12:23 2007
Q. I helped an ex get a motorcycle and now need him to repay me. He needs to take out a loan and repay me or buy the bike from me. His credit is horrible but there has to be places that will still give you a loan. Please help me with advice!
Asked by ali - Sat Oct 6 22:16:18 2007 - - 5 Answers - 1 Comments
A. All I can say is, if you own the motorcycle, take it back. If he does, tell him to get a title loan. He can make payments but depends on what he still owes you.
Answered by jsfnita - Sat Oct 6 23:12:23 2007
Can I take out a home loan for land and a manufactured loan?
Q. By home loan I mean a home loan and not a personal property loan like on a trailer home/manufactured home in a trailer court. I qualified for a home loan and I want to keep it cheap, so I want to purchase a piece of land and a manufactured home. Wil this work as a home loan if its on private land? Wow, there is quite the array of scams out there! Why would anyone take out a loan from the internet without talking to someone face to face?
Asked by Jak K - Tue May 8 16:09:07 2007 - - 0 Answers - 3 Comments
A. To have a mortgage loan you must have land involved, so no trailer park rentals. Lender's are not fond of mobile homes because they lose value - unlike a stick-built home which will appreciate in value. You are unlikely to find 100% financing for a mobile home. 90% or less is the norm and that is with good credit. Your interest rate will be higher as well. If you are buying this as an investment (in your own future-not as an investment property) you should look into a modular home. Anything but a mobile. You won't get out what you put into a mobile. That said, there are some very nice mobile homes out there.
Answered by thinking-guru - Tue May 8 16:37:29 2007
Q. By home loan I mean a home loan and not a personal property loan like on a trailer home/manufactured home in a trailer court. I qualified for a home loan and I want to keep it cheap, so I want to purchase a piece of land and a manufactured home. Wil this work as a home loan if its on private land? Wow, there is quite the array of scams out there! Why would anyone take out a loan from the internet without talking to someone face to face?
Asked by Jak K - Tue May 8 16:09:07 2007 - - 0 Answers - 3 Comments
A. To have a mortgage loan you must have land involved, so no trailer park rentals. Lender's are not fond of mobile homes because they lose value - unlike a stick-built home which will appreciate in value. You are unlikely to find 100% financing for a mobile home. 90% or less is the norm and that is with good credit. Your interest rate will be higher as well. If you are buying this as an investment (in your own future-not as an investment property) you should look into a modular home. Anything but a mobile. You won't get out what you put into a mobile. That said, there are some very nice mobile homes out there.
Answered by thinking-guru - Tue May 8 16:37:29 2007
Is student loan still tax deductable when refinancing a student loan with a personal loan?
Q. My daughter has two very high interest student loans. Her credit won't let her do anything, but I can "refinance" it with me getting the loan using my credit. But is it still a "student" loan that she can deduct. She is making the payments and her name will be also on the loan (ironically, she will co-sign for me). This seems to be some gray area once the loan gets moved around. Just want to make sure the "chain of custody" still makes the new loan interest tax deductable. Hope this made sense and thanks for your help.
Asked by Andrew M - Tue Sep 4 17:08:56 2007 - - 2 Answers - 0 Comments
A. Nope, sorry, but personal loan won't qualify, as you will have nothing in writing to say that it is student loan interest.
Answered by PepsiLime - Tue Sep 4 17:33:54 2007
Q. My daughter has two very high interest student loans. Her credit won't let her do anything, but I can "refinance" it with me getting the loan using my credit. But is it still a "student" loan that she can deduct. She is making the payments and her name will be also on the loan (ironically, she will co-sign for me). This seems to be some gray area once the loan gets moved around. Just want to make sure the "chain of custody" still makes the new loan interest tax deductable. Hope this made sense and thanks for your help.
Asked by Andrew M - Tue Sep 4 17:08:56 2007 - - 2 Answers - 0 Comments
A. Nope, sorry, but personal loan won't qualify, as you will have nothing in writing to say that it is student loan interest.
Answered by PepsiLime - Tue Sep 4 17:33:54 2007
How does a home equity loan work?
Q. I need to know all the details and if it is a good choice. I have payed off my vehicle and credit cards and have none, but I have alot of student loan debt. Our dilema are the student loans. And paying them. I have heard about home equity loans and heard about being tax deductible. How do they work? Do they look bad on your credit? How much can you borrow ? Does it add to the years to pay off your house? We only have eleven years left to pay as it is right now. Just wondering what is a good option. I even thought that after I graduate and am working that my pay checks can go all to my student loans. I am just looking for some good ideas without having to stress out about debt and bills and such. We are trying to pay our bills off and so… [cont.]
Asked by newmoon - Mon Mar 19 16:11:58 2007 - - 5 Answers - 0 Comments
A. I'm not sure why you would want to get a home equity loan to pay off student loans. Typically interest rates on student loans are much lower than home equity loans. It is true that you can use interest paid on a home equity loan as a tax deduction, but you can also use interest paid on student loans as a deduction.
Answered by PCL-R - Mon Mar 19 16:25:37 2007
Q. I need to know all the details and if it is a good choice. I have payed off my vehicle and credit cards and have none, but I have alot of student loan debt. Our dilema are the student loans. And paying them. I have heard about home equity loans and heard about being tax deductible. How do they work? Do they look bad on your credit? How much can you borrow ? Does it add to the years to pay off your house? We only have eleven years left to pay as it is right now. Just wondering what is a good option. I even thought that after I graduate and am working that my pay checks can go all to my student loans. I am just looking for some good ideas without having to stress out about debt and bills and such. We are trying to pay our bills off and so… [cont.]
Asked by newmoon - Mon Mar 19 16:11:58 2007 - - 5 Answers - 0 Comments
A. I'm not sure why you would want to get a home equity loan to pay off student loans. Typically interest rates on student loans are much lower than home equity loans. It is true that you can use interest paid on a home equity loan as a tax deduction, but you can also use interest paid on student loans as a deduction.
Answered by PCL-R - Mon Mar 19 16:25:37 2007
What are all mortgages loans for first time buyer? What is the current interest rate on mortgages loan?
Q. I am looking for some personal experience from the first time buyer. Where is the best place to get mortgages loan? Is there a federal mortgage loan? I am looking to buy in the next few months and I need some one to guide me on loan and everything about home buying for the first time.
Asked by shitty - Sat Aug 22 10:51:59 2009 - - 2 Answers - 0 Comments
A. There are no "first time home buyer" loans as such. There are loans available from FHA, VA and the USDA which don't require as a big of a downpayment as a conventional loan. For example, the FHA only requires 3.5% down as compared to a conventional which wants 10%. If you're looking in a few months for a house, start saving for a downpayment NOW. The more you can put down, the lower your mortgage payments will be. If you can put 20% down, you don't pay private mortgage insurance (PMI). Also, pull your credit reports from the 3 credit rating agencies. If there are any errors, get them cleaned up. When you're ready, get pre-approved for a mortgage. This will require the lender pulling your credit report, checking your last two years tax… [cont.]
Answered by BigD - Sat Aug 22 14:06:44 2009
Q. I am looking for some personal experience from the first time buyer. Where is the best place to get mortgages loan? Is there a federal mortgage loan? I am looking to buy in the next few months and I need some one to guide me on loan and everything about home buying for the first time.
Asked by shitty - Sat Aug 22 10:51:59 2009 - - 2 Answers - 0 Comments
A. There are no "first time home buyer" loans as such. There are loans available from FHA, VA and the USDA which don't require as a big of a downpayment as a conventional loan. For example, the FHA only requires 3.5% down as compared to a conventional which wants 10%. If you're looking in a few months for a house, start saving for a downpayment NOW. The more you can put down, the lower your mortgage payments will be. If you can put 20% down, you don't pay private mortgage insurance (PMI). Also, pull your credit reports from the 3 credit rating agencies. If there are any errors, get them cleaned up. When you're ready, get pre-approved for a mortgage. This will require the lender pulling your credit report, checking your last two years tax… [cont.]
Answered by BigD - Sat Aug 22 14:06:44 2009
How can I recieve a private loan to cover my mortgage payment while in pharmacy school?
Q. I would need to get a loan of $30,000 per year to cover the costs of my mortgage and other bills until I graduate. Are there any loan companies that would loan this amount? Would the loan company continue to do this until I graduate?
Asked by trsummit - Mon Jun 23 10:24:04 2008 - - 2 Answers - 0 Comments
A. My school on the cost of attendence financial aid sheet does have a line for housing expenses. If you think it is too low, you can appeal the ruling. You will get loans: federal and private up to the cost of attendence.
Answered by Lea - Tue Jun 24 13:31:41 2008
Q. I would need to get a loan of $30,000 per year to cover the costs of my mortgage and other bills until I graduate. Are there any loan companies that would loan this amount? Would the loan company continue to do this until I graduate?
Asked by trsummit - Mon Jun 23 10:24:04 2008 - - 2 Answers - 0 Comments
A. My school on the cost of attendence financial aid sheet does have a line for housing expenses. If you think it is too low, you can appeal the ruling. You will get loans: federal and private up to the cost of attendence.
Answered by Lea - Tue Jun 24 13:31:41 2008
Student loans not in repayment or in deferral included in a mortgage loan application as an expense?
Q. Am applying for a mortgage loan and have two school loans already on my credit report but specify one is not in repayment and second is deferred. However, the loan application is requesting all expenses listed on my credit report. Are these loans not in repayment included in my expense ratio?
Asked by Ana C - Sun Sep 16 12:40:04 2007 - - 5 Answers - 0 Comments
A. Student loans that are deferred...need to be deferred for 3yrs in order to take it out of the expense ratio. If not, i would highly recommend that you find the original contract of the student loan. otherwise, the underwriter will use his own calculations of what you will pay...which is USUALLY higher than you will normally pay.
Answered by Carolinahomerates.com - Sun Sep 16 12:49:56 2007
Q. Am applying for a mortgage loan and have two school loans already on my credit report but specify one is not in repayment and second is deferred. However, the loan application is requesting all expenses listed on my credit report. Are these loans not in repayment included in my expense ratio?
Asked by Ana C - Sun Sep 16 12:40:04 2007 - - 5 Answers - 0 Comments
A. Student loans that are deferred...need to be deferred for 3yrs in order to take it out of the expense ratio. If not, i would highly recommend that you find the original contract of the student loan. otherwise, the underwriter will use his own calculations of what you will pay...which is USUALLY higher than you will normally pay.
Answered by Carolinahomerates.com - Sun Sep 16 12:49:56 2007
What are the ins and outs of getting a construction loan to build a home?
Q. My husband and I are 1st time homebuyers. We have been preapproved for a house loan, but are not having luck finding what we want. We have toyed with the idea of building our own. What are the differences between getting a preapproved loan and buying a already built house and going through getting a construction loan? Do you have to put money up front for a construction loan? Do you make mortgage payments while the house is being built, or do you wait until the house is completed? Is there a time frame that the house must be built within? If we were preapproved for a certain amount with a homebuyers loan, would we likely be preapproved for the same amount for a construction loan? What other differences should I know about? Since we… [cont.]
Asked by amyann16 - Mon Dec 4 09:30:21 2006 - - 4 Answers - 0 Comments
A. Your pre-approaval only applies to the loan type you requested. If you change loan types you must be pre-approved again fot that specific loan type. The most favorable option for you is called a "Construction/Premanent" or "One Step" loan. This loan combines both the construction loan and the permanent loan in one package so that you are not paying two sets of loan fees. Not all lenders offer this option so you may have to shop for it. If you will let me know which state you are in I can help you find a lender who offers this program. Your minimum down payment will be 5% of the sales price of the land and proposed construction costs combined. In addition, the lender will require you have sufficient funds for closing costs and,… [cont.]
Answered by mazziatplay - Mon Dec 4 12:29:16 2006
Q. My husband and I are 1st time homebuyers. We have been preapproved for a house loan, but are not having luck finding what we want. We have toyed with the idea of building our own. What are the differences between getting a preapproved loan and buying a already built house and going through getting a construction loan? Do you have to put money up front for a construction loan? Do you make mortgage payments while the house is being built, or do you wait until the house is completed? Is there a time frame that the house must be built within? If we were preapproved for a certain amount with a homebuyers loan, would we likely be preapproved for the same amount for a construction loan? What other differences should I know about? Since we… [cont.]
Asked by amyann16 - Mon Dec 4 09:30:21 2006 - - 4 Answers - 0 Comments
A. Your pre-approaval only applies to the loan type you requested. If you change loan types you must be pre-approved again fot that specific loan type. The most favorable option for you is called a "Construction/Premanent" or "One Step" loan. This loan combines both the construction loan and the permanent loan in one package so that you are not paying two sets of loan fees. Not all lenders offer this option so you may have to shop for it. If you will let me know which state you are in I can help you find a lender who offers this program. Your minimum down payment will be 5% of the sales price of the land and proposed construction costs combined. In addition, the lender will require you have sufficient funds for closing costs and,… [cont.]
Answered by mazziatplay - Mon Dec 4 12:29:16 2006
Recently applied for a loan and got a conditional approval, What does that mean ?
Q. I applied for a student loan through a private bank and recieved a conditional loan. Does that mean agreeing to things such as the intrest, repayment, or upon graduation and things of that nature. I am happy b/c I had been turned down for other loans or was required to have a cosignor. What does this mean?
Asked by lela1026 - Wed Nov 21 02:29:00 2007 - - 3 Answers - 0 Comments
A. Before signing the agreement you must read it thoroughly Then decide whether you can adhere to the instructions given therein. If it is OK. you can go ahead to get a loan. What they require is prompt repayment of loan either in a lump sum with interest or by monthly instalments They need not bother about your success or otherwise in your exam.
Answered by nayaham19 - Wed Nov 21 02:41:34 2007
Q. I applied for a student loan through a private bank and recieved a conditional loan. Does that mean agreeing to things such as the intrest, repayment, or upon graduation and things of that nature. I am happy b/c I had been turned down for other loans or was required to have a cosignor. What does this mean?
Asked by lela1026 - Wed Nov 21 02:29:00 2007 - - 3 Answers - 0 Comments
A. Before signing the agreement you must read it thoroughly Then decide whether you can adhere to the instructions given therein. If it is OK. you can go ahead to get a loan. What they require is prompt repayment of loan either in a lump sum with interest or by monthly instalments They need not bother about your success or otherwise in your exam.
Answered by nayaham19 - Wed Nov 21 02:41:34 2007
What is a spa loan? How do i go about getting a spa loan for school? How do i know a spa loan will suit me?
Q. What is a spa loan? How do i go about getting a spa loan for school? How do i know that a spa loan will be the best choice for me? What will i half to pay back,and how long do i half to pay it back?When can i apply for a spa loan? Is a spa loan like a goverment grant?
Asked by leydi - Wed Apr 1 11:27:37 2009 - - 1 Answers - 0 Comments
A. There are many types of student loans to choose frombut non of them are called spa loans. It's important to find one that is right for your particular situation. The two main types of loans are federal loans and private loans. There are three main types of federal loans: Federal Stafford Loans - These are awarded based on financial need and are regulated by the federal government. They can be obtained from a bank, credit union, or directly from the government. There are three kinds of Federal Stafford Loans to choose from: Subsidized Federal Stafford Loan - This loan is long-term and need-based, with a low-interest rate. The term "subsidized" means that the government will pay the interest on the loan while a student is in school or… [cont.]
Answered by packinrat - Sat Apr 4 01:47:06 2009
Q. What is a spa loan? How do i go about getting a spa loan for school? How do i know that a spa loan will be the best choice for me? What will i half to pay back,and how long do i half to pay it back?When can i apply for a spa loan? Is a spa loan like a goverment grant?
Asked by leydi - Wed Apr 1 11:27:37 2009 - - 1 Answers - 0 Comments
A. There are many types of student loans to choose frombut non of them are called spa loans. It's important to find one that is right for your particular situation. The two main types of loans are federal loans and private loans. There are three main types of federal loans: Federal Stafford Loans - These are awarded based on financial need and are regulated by the federal government. They can be obtained from a bank, credit union, or directly from the government. There are three kinds of Federal Stafford Loans to choose from: Subsidized Federal Stafford Loan - This loan is long-term and need-based, with a low-interest rate. The term "subsidized" means that the government will pay the interest on the loan while a student is in school or… [cont.]
Answered by packinrat - Sat Apr 4 01:47:06 2009
What exactly is an installment loan and how do you get one?
Q. I'm 18 and trying to build credit, and I'm looking to get an installment loan. Would it be a type of loan where I would take out, say, $1000 and put up $1000 of my own as collateral? I know that I pay it off over a set amount of time at a set interest rate. I'm just wondering if it's the kind of loan where I would put something up as collateral or how does it work? I already have a credit card.
Asked by Matt - Mon Feb 2 14:59:04 2009 - - 4 Answers - 0 Comments
A. Yes. An installment loan is a fixed amount borrowed with a fixed payment over a fixed period of time. You don't necessarily have to put up your own money as collateral, but it will make it easier to get the loan if your score is marginal.
Answered by its_me_anji - Mon Feb 2 15:06:47 2009
Q. I'm 18 and trying to build credit, and I'm looking to get an installment loan. Would it be a type of loan where I would take out, say, $1000 and put up $1000 of my own as collateral? I know that I pay it off over a set amount of time at a set interest rate. I'm just wondering if it's the kind of loan where I would put something up as collateral or how does it work? I already have a credit card.
Asked by Matt - Mon Feb 2 14:59:04 2009 - - 4 Answers - 0 Comments
A. Yes. An installment loan is a fixed amount borrowed with a fixed payment over a fixed period of time. You don't necessarily have to put up your own money as collateral, but it will make it easier to get the loan if your score is marginal.
Answered by its_me_anji - Mon Feb 2 15:06:47 2009
How do i go about getting a student loan?
Q. I currently attend the University of Texas at Austin and I need a loan. I can't afford my tuition or living expenses and i didn't get enough financial aid. I don't want to have to start paying my loan until after i graduate. Should i try to get a loan through UT, a government loan, or a federal loan? Thanks a lot!
Asked by bubbles500 - Wed Aug 20 01:00:50 2008 - - 2 Answers - 0 Comments
A. Here's a list of the types of loans you can get.
Answered by Coolscott - Wed Aug 20 01:37:48 2008
Q. I currently attend the University of Texas at Austin and I need a loan. I can't afford my tuition or living expenses and i didn't get enough financial aid. I don't want to have to start paying my loan until after i graduate. Should i try to get a loan through UT, a government loan, or a federal loan? Thanks a lot!
Asked by bubbles500 - Wed Aug 20 01:00:50 2008 - - 2 Answers - 0 Comments
A. Here's a list of the types of loans you can get.
Answered by Coolscott - Wed Aug 20 01:37:48 2008
How and where can I get a small loan with extremely bad credit?
Q. How and where can I get a small loan with extremely bad credit? I need to pay off $15,000 of delinquent bills. But my credit rating is probably less than 500. I don't know for sure, but it is not good. I need a small loan to pay off my bills. I just want them all consolidated. The VA will not give me a loan, all they can do is co-sign a home loan, not a small loan for little things. What can I do now?
Asked by John W - Sat Mar 28 01:06:00 2009 - - 4 Answers - 0 Comments
A.
Answered by Tax coupon - Sat Mar 28 17:43:33 2009
Q. How and where can I get a small loan with extremely bad credit? I need to pay off $15,000 of delinquent bills. But my credit rating is probably less than 500. I don't know for sure, but it is not good. I need a small loan to pay off my bills. I just want them all consolidated. The VA will not give me a loan, all they can do is co-sign a home loan, not a small loan for little things. What can I do now?
Asked by John W - Sat Mar 28 01:06:00 2009 - - 4 Answers - 0 Comments
A.
Answered by Tax coupon - Sat Mar 28 17:43:33 2009
How does a grad school loan work with company-reimbursed tuition?
Q. My company will reimburse my grad school tuition based on my grade for each class. Am I supposed to get a loan first and pay off the loan with the reimbursement money, or do I wait til the end of the semester to pay the tuition? Any good sites for grad school loans?
Asked by NUnum1 - Mon Jul 7 20:58:00 2008 - - 1 Answers - 0 Comments
A. Think of the tuition reimbursement entirely separate from any loans you get. The school does not care if you apply for fin aid or not. However, unless you have the cash to pay your tuition without the loan, you may have to take out a loan to pay your tuition. Most schools require you to pay your tuition up front.. but some do have payment plans on sort of a "pay as you go" through the semester to be paid off by the time the class is finished. To apply for a grad school loan (Stafford at fixed 6.8% interest) go to Your employer should pay you after your grades come in... its up to you what you do with the money. Best to pay off the loans, but not mandatory.
Answered by Found-1 - Tue Jul 8 01:41:59 2008
Q. My company will reimburse my grad school tuition based on my grade for each class. Am I supposed to get a loan first and pay off the loan with the reimbursement money, or do I wait til the end of the semester to pay the tuition? Any good sites for grad school loans?
Asked by NUnum1 - Mon Jul 7 20:58:00 2008 - - 1 Answers - 0 Comments
A. Think of the tuition reimbursement entirely separate from any loans you get. The school does not care if you apply for fin aid or not. However, unless you have the cash to pay your tuition without the loan, you may have to take out a loan to pay your tuition. Most schools require you to pay your tuition up front.. but some do have payment plans on sort of a "pay as you go" through the semester to be paid off by the time the class is finished. To apply for a grad school loan (Stafford at fixed 6.8% interest) go to Your employer should pay you after your grades come in... its up to you what you do with the money. Best to pay off the loans, but not mandatory.
Answered by Found-1 - Tue Jul 8 01:41:59 2008
How do I go about applying for a small business loan?
Q. -I'm 22 yrs old. ***Am I too young to be approved for a business loan? -I am about $4000 in debt (from medical bills only) but I have small monthly payment plans that I'm keeping up with. ***If you can prove that you are paying your debts off and that they are only medical related---can you still be approved for a small business loan? ***What is the minimum amount they usually give for a small business loan? What is the usual amount? ***When applying for one, do you apply in person, or on paper? Do you have a chance to show your business plans to the bank? Because I want them to know how profitable it will be, and how quickly I'd be able to pay the loan back. Basically what I'm asking in all of this is: Is applying for a small… [cont.]
Asked by MLRatyahoo - Mon Jun 25 09:40:14 2007 - - -2 Answers - 1 Comments
A. Just curious, what kind of business do you plan on opening? Because I'm the same age and looking to open my own business as well, but not sure what I want to do. Thanks.
Answered by kavicarter - Mon Jun 25 09:45:25 2007
Q. -I'm 22 yrs old. ***Am I too young to be approved for a business loan? -I am about $4000 in debt (from medical bills only) but I have small monthly payment plans that I'm keeping up with. ***If you can prove that you are paying your debts off and that they are only medical related---can you still be approved for a small business loan? ***What is the minimum amount they usually give for a small business loan? What is the usual amount? ***When applying for one, do you apply in person, or on paper? Do you have a chance to show your business plans to the bank? Because I want them to know how profitable it will be, and how quickly I'd be able to pay the loan back. Basically what I'm asking in all of this is: Is applying for a small… [cont.]
Asked by MLRatyahoo - Mon Jun 25 09:40:14 2007 - - -2 Answers - 1 Comments
A. Just curious, what kind of business do you plan on opening? Because I'm the same age and looking to open my own business as well, but not sure what I want to do. Thanks.
Answered by kavicarter - Mon Jun 25 09:45:25 2007
How can I get a personal loan or someone to invest in my start-up business overseas?
Q. I am currently in the military and I get out in the middle of December. I am currently in the middle of starting up a Day Spa (Beauty Spa) for females (in Bahrain) and I have already invested about 85K in loans into the business. I have nearly excellent credit (which is why I got the loans) which I have maintained for about 14 years. Now, about seven weeks from opening, I foresee a shortage of about 30K. I have searched everywhere for another loan, to include the new Patriot Express Business Loan for the military, but, they will not loan for a business overseas. Also, the number of loans on my Credit Report doesn't make it a great idea to apply for another one. In the first month, my projected revenue is 15K. This total will double… [cont.]
Asked by seane.beard - Wed Jul 11 23:21:30 2007 - - 20 Answers - 0 Comments
A. As soon as I get the $50,000 from Mr. Sanjae Gubageghandor in Nigeria as payment for the money I loaned him to get the former Nigerian President's millions of dollars out of storage, I will send the money to you as a gift... just keep it... I have tons more where it came from.
Answered by yobarrabas - Wed Jul 11 23:31:06 2007
Q. I am currently in the military and I get out in the middle of December. I am currently in the middle of starting up a Day Spa (Beauty Spa) for females (in Bahrain) and I have already invested about 85K in loans into the business. I have nearly excellent credit (which is why I got the loans) which I have maintained for about 14 years. Now, about seven weeks from opening, I foresee a shortage of about 30K. I have searched everywhere for another loan, to include the new Patriot Express Business Loan for the military, but, they will not loan for a business overseas. Also, the number of loans on my Credit Report doesn't make it a great idea to apply for another one. In the first month, my projected revenue is 15K. This total will double… [cont.]
Asked by seane.beard - Wed Jul 11 23:21:30 2007 - - 20 Answers - 0 Comments
A. As soon as I get the $50,000 from Mr. Sanjae Gubageghandor in Nigeria as payment for the money I loaned him to get the former Nigerian President's millions of dollars out of storage, I will send the money to you as a gift... just keep it... I have tons more where it came from.
Answered by yobarrabas - Wed Jul 11 23:31:06 2007
Should I REFINANCE a construction loan to a permanent loan OR convert to a permanent loan?
Q. It seems that interest rates are much lower for refinancing existing loans, as opposed to new loans. I have a construction loan which doesn't expire for a few months, would it be better to refinance the construction loan to a permanent mortgage or do a construction to permanent conversion loan? Which will get me a lower interest rate?
Asked by Whitney - Tue Oct 13 11:22:29 2009 - - 1 Answers - 0 Comments
A. Generally the lender will lower the rate when you convert and the closing fees will be lower. I'd start with my current lender
Answered by wizjp - Tue Oct 13 11:30:11 2009
Q. It seems that interest rates are much lower for refinancing existing loans, as opposed to new loans. I have a construction loan which doesn't expire for a few months, would it be better to refinance the construction loan to a permanent mortgage or do a construction to permanent conversion loan? Which will get me a lower interest rate?
Asked by Whitney - Tue Oct 13 11:22:29 2009 - - 1 Answers - 0 Comments
A. Generally the lender will lower the rate when you convert and the closing fees will be lower. I'd start with my current lender
Answered by wizjp - Tue Oct 13 11:30:11 2009
How to compute present value of loan amortizations?
Q. We need to choose among several loan options. By calculating the present value or net present value of loan payments over the years, maybe we can choose the best loan.
Asked by JJT - Sat Oct 13 20:56:48 2007 - - 1 Answers - 0 Comments
A. Every Realtor carries an amortization book for loan repayments. The library and web can have the same.
Answered by senior2tor - Sat Oct 13 21:02:48 2007
Q. We need to choose among several loan options. By calculating the present value or net present value of loan payments over the years, maybe we can choose the best loan.
Asked by JJT - Sat Oct 13 20:56:48 2007 - - 1 Answers - 0 Comments
A. Every Realtor carries an amortization book for loan repayments. The library and web can have the same.
Answered by senior2tor - Sat Oct 13 21:02:48 2007
How can I find the best loan option in order to refinance our home?
Q. We have put an addition onto our house through a personal loan from a family member and want to refinance in order to pay the loan off. I am interested in doing a no doc, or stated, type of loan.
Asked by acaschato - Fri Jun 2 11:56:56 2006 - - 4 Answers - 0 Comments
A. Try Lending Tree on line. You can specify what you are looking for and then the brokers, banks and S & Ls will come to you.
Answered by eskie lover - Fri Jun 2 14:50:46 2006
Q. We have put an addition onto our house through a personal loan from a family member and want to refinance in order to pay the loan off. I am interested in doing a no doc, or stated, type of loan.
Asked by acaschato - Fri Jun 2 11:56:56 2006 - - 4 Answers - 0 Comments
A. Try Lending Tree on line. You can specify what you are looking for and then the brokers, banks and S & Ls will come to you.
Answered by eskie lover - Fri Jun 2 14:50:46 2006
Who is the best company to get an auto loan from?
Q. I've been doing some research on auto loans and was wondering if I could get a second opinion on auto loans. Which is the best company to get an auto loan from? What should one look for when applying for an auto loan? I understand that this question really depends on the individual that is applying for an auto loan and what their story is, although, on average, which is the best?
Asked by marisha - Sat Sep 26 00:02:09 2009 - - 1 Answers - 0 Comments
A. Check out this site to find the best auto loan just in one minute, Here you can get free quotes from different auto loan companies in your area, its the best way to find an affordable auto loan with a reliable company. Best Wishes,
Answered by toni - Tue Sep 29 18:13:44 2009
Q. I've been doing some research on auto loans and was wondering if I could get a second opinion on auto loans. Which is the best company to get an auto loan from? What should one look for when applying for an auto loan? I understand that this question really depends on the individual that is applying for an auto loan and what their story is, although, on average, which is the best?
Asked by marisha - Sat Sep 26 00:02:09 2009 - - 1 Answers - 0 Comments
A. Check out this site to find the best auto loan just in one minute, Here you can get free quotes from different auto loan companies in your area, its the best way to find an affordable auto loan with a reliable company. Best Wishes,
Answered by toni - Tue Sep 29 18:13:44 2009
From Yahoo Answer Search: 'loan'
Fri Dec 18 04:33:53 2009 [ refresh local cache ]
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Carlisle United boss Greg Abbott is hoping to extend the loan deals of both Tom Taiwo and Adam Clayton, ...
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themike
ue, 15 Dec 2009 18:37:44 GM
We have gotten a letter from the police about foreclosure..then called the bank and they said not to worry about that due to the NACA situation...
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