NounSingular loan Plural loans loan (plural loans)
From Wiktionary under the GNU Free Documentation License. A loan is a type of debt. Like all debt instruments, a loan entails the redistribution of financial assets over time, between the lender and the borrower. In a loan, the borrower initially receives or borrows an amount of money, called the principal, from the lender, and is obligated to pay back or repay an equal amount of money to the lender at a later time. Typically, the money is paid back in regular installments, or partial repayments; in an annuity, each installment is the same amount. The loan is generally provided at a cost, referred to as interest on the debt, which provides an incentive for the lender to engage in the loan. In a legal loan, each of these obligations and restrictions is enforced by contract, which can also place the borrower under additional restrictions known as loan covenants. Although this article focuses on monetary loans, in practice any material object might be lent. Acting as a provider of loans is one of the principal tasks for financial institutions. For other institutions, issuing of debt contracts such as bonds is a typical source of funding. Types of loansFrom Wikipedia under the
GNU Free Documentation License Can I take out a home loan for land and a manufactured loan? Q. By home loan I mean a home loan and not a personal property loan like on a trailer home/manufactured home in a trailer court. I qualified for a home loan and I want to keep it cheap, so I want to purchase a piece of land and a manufactured home. Wil this work as a home loan if its on private land? Wow, there is quite the array of scams out there! Why would anyone take out a loan from the internet without talking to someone face to face? Asked by Jak K - Tue May 8 16:09:07 2007 - - 0 Answers - 2 Comments A. To have a mortgage loan you must have land involved, so no trailer park rentals. Lender's are not fond of mobile homes because they lose value - unlike a stick-built home which will appreciate in value. You are unlikely to find 100% financing for a mobile home. 90% or less is the norm and that is with good credit. Your interest rate will be higher as well. If you are buying this as an investment (in your own future-not as an investment property) you should look into a modular home. Anything but a mobile. You won't get out what you put into a mobile. That said, there are some very nice mobile homes out there. Answered by thinking-guru - Tue May 8 16:37:29 2007 What kind of loan can I get to consolidate private student loans? Q. I have $100,000 in private student loans from two lenders. The interest rate is over 10%. Is there a way to get another loan to pay this off at a lower interest rate? What kind of debt consolidation program should I consult? Most student loan companies only deal with Federal loans it seems. I keep seeing ads for mortgage loans with low monthly payments-- is there something similar I could get for a personal loan? THANKS! Asked by bbrrpf - Wed Feb 21 16:54:14 2007 - - 2 Answers - 0 Comments A. You know what my answer to this problem is? I am joining the Marine Corps. I'm gonna be programming. There are plenty of different jobs in the Corps other than just killing ppl. So if I were you I'd go to marines.com and search for your nearest recruiter to see what they could do for you. What do you have to lose by talking to a recruiter. Nothing. Answered by marinehacker202 - Wed Feb 21 17:04:04 2007 How can you go about getting a personal loan from a bank? What collateral do you usually need?
Q. I will probably need to replace my car soon, but I don't know that I want a traditional car loan because it would require having more insurance, and thus be rather expensive for me. (It'd be about double for me, as I don't have a spotless driving record). I was wondering if instead I could get a personal loan from the bank, say in the neighborhood of $3-5K and use that for a car thus saving me a bunch of money by not needing collision coverage if I could pay for the car in cash. Now the questions ... is this possible, or is there usually some stipulation that you can't use a personal loan for a car? What sort of collateral do you usually need for a personal loan? If you have good credit, can you get one w/out collateral? Any info would be… [cont.] Asked by Mike D! - Sat Mar 17 09:32:58 2007 - - 4 Answers - 0 Comments A. I don't know what state you live in, but in Florida you are required to have collision insurance for at least $10,000, even if you own your car. As to personal loans, yes, if you have good credit, you can usually get one with no collateral. Just explain to the bank that you want the money to purchase a new car, and arrange a repayment schedule based on your current income. Most banks will do that. Answered by WhiteWolf359 - Sat Mar 17 09:36:47 2007 From Yahoo Answer Search: "loan" See also:
 news.google.com Washington Post Three automakers will receive nearly $8 billion in federal loans to boost production of fuel-efficient vehicles in the United States. ... CORRECT: Ford To Get $5.9B In US Loans For Retooling Wall Street Journal US Technology Loans for Ford, Nissan and Tesla New York Times Tesla's $465M Loan to Speed Development of All-Electric Sedan Reuters San Francisco Chronicle - Wall Street Journal - Wall Street Journal all 1,271 news articles » news.google.com BusinessWeek Experts say a nearly $1.3 billion loan for one of New York City's tallest new skyscrapers is one of the biggest real estate financing deals made since the ... Prominent NYC skyscraper secures nearly $1.3B loan The Associated Press Bank Of America Gets $1.28B Financing For Bryant Park Tower Wall Street Journal Durst Lines Up $1.3B Refi on BofA Tower GlobeSt. com Bloomberg all 189 news articles » news.google.com Bloomberg July 1 (Bloomberg) -- Asia-Pacific companies are agreeing to an increasing number of so-called forward start loans as they seek to ... and more » From Google News Search: "loan"  www2.hawaii.edu 768px x 1024px | 404.60kB [source page] loan hkbg2 jpg 26 Jul 2005 01 19 275k loan macau jpg 25 Jul 2005 12 51 211k loan wts jpg 25 Jul 2005 12 49 405k  street-directory.com.au 1199px x 1043px | 212.90kB [source page] top prices paid Big or small loans From Yahoo Image Search: "loan"  realestaterounds.com admin Sun, 28 Jun 2009 21:41:22 GM It is by applying a second . loan. that the previous debts can be paid off. While it is true that Refinancing is quite as easy as reciting the alphabet for those people with good credit standing, the opposite happens to the ones with bad ...  hidstores.com admin Sun, 28 Jun 2009 02:23:01 GM How to Finance your Auto . Loan. and Save Monthly!, Car reviews and news, . loans. and rental.Motorcycle news,BMW, Audi Benz Top Stories.  ethicloan.com Admin Mon, 29 Jun 2009 01:11:00 GM This student . loan. consolidation rates . loan. consolidation programs in the market and one of them is offered by the federal government is fixed at the current low. From Google Blog Search: "loan" |
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